Payment & Financing Options
Payment Methods
1. Cash or Check Payments
Description: We accept both cash and personal checks for direct payments.
Procedure: Payments can be made in person or mailed to our billing address.
- Make checks payable to: Micholyn Gayoso, PsyD, PLLC.
Benefits:
- No processing fees
- Immediate access to paperwork
2. FSA/HSA Cards
Description: Use your Flexible Spending Account (FSA) or Health Savings Account (HSA) card for eligible services.
Procedure: Provide your card at the time of service or set it as the default for automatic payments.
Benefits:
- Saves money by using pre-tax dollars
- Reduces taxable income
- Immediate access to paperwork
3. Credit/Debit Cards
Description: ARC accepts all major credit cards (Visa, Mastercard, Discover, and American Express).
Procedure: Upload your card information into your client portal, where it will be automatically charged for services.
Benefits:
- Convenient for automatic payments
- Immediate access to paperwork
Flexible Payment Plans
1. CareCredit
Description: CareCredit is a credit card designed for health and wellness expenses, allowing you to pay over time.
Procedure: Apply online or in our office. Use it like a regular credit card for payments.
Benefits:
- Interest-free payment periods (up to 24 months if paid in full)
- Manage larger expenses more comfortably
Insurance Reimbursement
1. Super Bills
Description: A Super Bill is an itemized form used for reimbursement by your insurance company after paying for services out-of-pocket.
Procedure: After payment, we provide a Super Bill for you to submit to your insurance provider for potential reimbursement.
Benefits:
- Use your out-of-network benefits
- Potential reimbursement even if we are not in your network
Contact Us
Our goal is to make your experience convenient and stress-free. If you have any questions or need further assistance, please don’t hesitate to reach out.